If you originally purchased your home and paid less than 20% for a down payment, you more than likely started paying mortgage insurance as part of your mortgage payment. The question, though, is are you STILL paying mortgage insurance- and do you still have to? If you bought your home before 2013 with an FHA
When you’re looking to buy a home, there are three main factors to consider.1- The Purchase Price2- The Condition of the Home3- The Location Generally speaking, when purchasing a home, you can have two of these three factors. You can have the price and condition you want, but not the location. You can have the
Does having a Realtor on your side make a difference? As a Realtor, of course, I will tell you YES! But, as a facts girl, I want to give you the numbers on WHY having a Realtor-especially an experienced one-will make a difference. Let’s start with an example. I had a home to price in
In July of 2017, the average purchase price for a single family home was $310,000. In July of 2018, the average price was $352,000! That’s a gain of 13%- meaning that if you found a house you liked in July of 2017 and decided to save a 20% down payment over the next year for
It’s a common question, especially after the housing bubble burst in 2008, which left many homeowners underwater on their homes. HOW LONG do I have to wait after a short sale or foreclosure to buy a home?? The answer? It can be UP to seven years from the time your foreclosure process ended for a
Can you invest in real estate with no money down? Yes! Will it require flexibility?! Absolutely. Let me give you a tactic you can use- if you’re willing to move! Step 1: Buy a move-in ready home with a no-money down loan. (I say move-in ready so that you limit your expenses here in Step
Meet Kelle, your Keller Williams personal assistant. Kelle is the first AI partner who knows all about real estate and YOUR neighborhood. Just released to the market, welcome the Kelle Snaps app! lt allows you to access neighborhood specific data on sales prices and more. Let’s say you’re driving around and think, “Oh, my, this
The best time to buy or sell a house… if you ever see this as an article header, it’s probably click-bait! This answer changes SO MUCH based on what you’re looking for, where you live, and what your market is, so there isn’t a one-size-fits-all answer. Let’s talk about why that is with a specific
I want to tell you a little about a showing I went to with one of my buyers this week. I was showing a home that had been on the market for 120 days, which was way over the market average for a home in this price point. It made me want to share some
We get it! A down payment, especially a full 20% of purchase price, can seem more impossible than improbable! But you don’t have to go that route. Today, I want to talk to you about your options for buying a house with no-money down- that’s right. A 0% down payment. There are many options for