Today I wanted to discuss and define overlays. Every lender has rules around what the loan will be. For example, and FHA has credit score rules, debt to income ratio rules, and so on. Conventional and portfolio are the same and each lender has their own. FHA, VA, Conventional, Freddie Mac or Fannie Mae are

Today I wanted to address why the next few months may be the best in history to sell a house and buy as a move-up buyer.What is a move-up buyer? Someone who owns a home at an entry level price range. Right now the average price range in Utah County is $360,000, and in Salt

The two things trending on Google this week are:1.) Should I buy a home?2.) The home buying process These searches are telling us that buyers are back on the market, and they are thinking about getting ready yo buy a house. What is the home buying process? I have a whole meeting where I go

Today I wanted to talk about how many showings are a good amount for your home. In the end, it really comes down to your price point. The reason why is because it depends what the inventory looks like in the price point that you are currently selling your house in, and from there how

Why does your credit score even matter when buying a home? The reason it matters is because the credit score you have is how the bank decides what interest rate to lend to you, which then affects what your monthly payment is. If you are thinking of buying a house in the next twelve months

Ever since we have shifted to social distancing, the online traffic of browsing houses online has never been higher.  Every year the National Association of Realtors does a study to see where people found the home that they bought, and the stats show that 50% of people found the home they bought online. In order

Why should you want to list your home before the Corona virus lock down is over? As a real estate agent, I have been keeping up with how the real estate industry has been affected. What myself and many other Realtors have noticed is that many people are deciding to wait to sell until the

In the current circumstances with the Coronavirus, many people are wondering if houses are still selling and the simple answer is yes.  Real estate is still going on and houses are still selling.  In this post I want to address the actual information and talk about the possible changes to be aware of.  Ever since

Today I wanted to address section 8.3i in the purchase contract and why it matters. Although the Utah Real Estate Purchase Contract was written by lawyers, as Realtors we can still fill it out. This is critical, because as Realtors how we fill out the contract makes or breaks if you get your offer accepted.