Many people think they need 20% down to buy a home. Others realize they can put down less than 20%, but want to avoid the mortgage insurance that accompanies those loans. If you own less than 20% of your home, lenders know you’re more likely to foreclose and they’re more likely to lose money. To

What does that mean? It means that compared to this time last year, there are 26% fewer homes available on the market in Utah. 35% fewer are available in Utah county specifically, and a whopping 45% fewer are on the market in Salt Lake county. Interest rates hit a three-year low a few weeks ago,

It’s a potential nightmare. You are buying a home, the seller has agreed to fix something, and then on the final walk-through, you see the repair hasn’t happened. What do you do? I’ve found that while people may have great intentions, once they get the money from the sale of the house, they are far

The real estate industry is changing, and for the better. It is becoming even more consumer-centric. When you are selling your home, there’s no one-size-fits-all option and that is being reflected more and more now. When selling your home, depending on where you are in life and what you need, consider these options. Cash, as

The spring market is here! People are ready and willing to move and with interest rates at a three-year low, I’ve scheduled showings in the morning, only to have the house go under contract before I can see it in the evening. Buyers are out en masse, which means  multiple offers on homes! As a

Why? Check out my handy-dandy pricing pyramid here. Selling your home is a numbers game and you want as many people as possible to see your home. If you price your home right at market value, 60% of available buyers will consider your home. If you price it just 10% above market value, you lose

I was recently working with a seller who was considering using a discount broker. “After all,” he reasoned, “who doesn’t love a good discount?” Well, while we all do love a good discount, what you pay to sell your house and what you net at the end are NOT the same thing. To put it

Today, I’m going to give you the facts on how buyers are finding their homes. This will matter to you as a seller, because if you know where people are finding homes, you can make sure your home is being presented to potential buyers in the right way. 51% of buyers find their new home

Yes, technically, you can be. Some Realtors try to be part time, but it’s difficult to do so, both for yourself financially and in what you are able to offer your clients. I checked my profit and loss sheet last year, and I spent $5,000 on my license, fees, MLS access, etc. If you only

Almost every purchase has emotions tied to it. A certain dress can make you feel special when you buy it. Ordering food at a favorite restaurant can bring on nostalgia. But when we are talking about emotions in purchases, buying a home is, perhaps, one of the most emotional purchases you can make. Each buyer